Windamere Construction can help homeowners make smart financial decisions about their renovations. Through our partnership with Hearth homeowners how to craft an accurate budget for their remodels. Hearth helps you find competitive affordable home improvement financing options and, when appropriate, connects homeowners to financing options.
Pay for your project with predictable, monthly payments without tapping into your home equity.*
Check rates in under 2 minutes
Use Hearth’s paperless secure form to check rates quickly without affecting your credit score.
Loans typically fund in 1-5 days**
If approved, funding with one of Hearth’s lending partners is simple, with funds being deposited in as soon as 24 hours.
Fixed monthly payments
Personal loans found on Hearth have fixed rates and terms. You'll know your monthly payments upfront.
No prepayment penalties
You can pay off the loan early with no additional fees.
Click the Hearth button to see your personalized options:$1,000 to $100,000 · 2 to 12 years
Eligible customers can pre-qualify for 0% credit cards which are a great option to finance large purchase items, such as a home improvement project. These credit cards offer up to a 14 month 0% APR introductory period.
What rates should I expect?
Installment loans have predictable monthly payments, and can be funded quickly. Hearth’s lending partners consider factors such as income, FICO score, credit history, outstanding debt, and the loan amount requested when determining these rates.
Hearth has 3 rate plans that let you know what to expect when you request rates. You’ll likely see options with APRs in the ranges listed below, but may receive options with lower or higher APRs.
|Credit Range||Pre-qualification rate1||Est. APR Range2||Loan amount||Loan term3||Lending partners|
700 - 850 FICO
|88%||4.99% - 15.24%||$1,000 - $100,000||2 - 12 years||8|
640 - 700 FICO
|64%||15.85% - 29.09%||$1,000 - $100,000||1 - 7 years||8|
below 640 FICO
|37%||22.48% - 34.70%||$1,000 - $50,000||1 - 5 years||5|